Sell Business Notes

Back to Note Buyers TriMark Capital Funding, Inc. is a nationwide business note buyer. We can purchase seller financed business notes in all 50 states, as long as the note is secured by a 1st lien position on the business and it's assets. Real estate security is helpful and generally allows us to offer higher prices, but it is in no way mandatory.

One of the leading ways that businesses for sale end up getting sold is with owner financing. Despite the benefits of seller financing, a business note holder's circumstances often change, making the option of taking a large lump sum cash payment now more appealing and useful than the smaller monthly payments spread out over a longer period of time.

If you sold a business and opted to carry a note for the new owner, we can cash you out of your business note and provide you with the capital you need for a new business venture or any other financial need you may have.

In addition to Buying business notes, TriMark Capital Funding, Inc. is also a leading Commercial Loan Resource and a buyer of commercial mortgage note Payments.

As one of America's leading business note buyers, we have the experience, resources, and know-how to get your business note purchase completed in a fast, efficient and professional manner. And because we are business owners, we understand your situation and take pride in offering the highest possible price for your business note, as well as providing you with a fast, hassle-free closing experience.

Basic Business Note Underwriting Requirements

Does your business note meet these criteria? Here's how we quickly determine if your note qualifies for funding (in order of importance):

Item	Standard Criteria	Comments
Worksheet completed	Complete Worksheet	Without a completed worksheet we have nothing to evaluate
Down payment and principal reduction (combined)	30% minimum of purchase price combined	Down payment must be all cash, not borrowed or seller carry-back 2nd
Payer credit	600 FICO minimum	No major derogatory entries (BK, 180 delinquency) good credit since business purchase is vital
Seasoning (# of monthly payments already made)	2 months minimum	The more seasoning, the higher our purchase offer will be
Personal guaranty	Required from principal stockholder or partner	Normally required but can be waived if note has substantial seasoning or if CPA prepared financials show significant cash flow
Purchase term of note	72 months maximum	60 months or less is preferable
Position of lien	1st lien	Second lien possible if seller's CPA audited financial statements or tax returns show enough cash flow to service both 1st and 2nd lien
Real estate secured	Not mandatory	Optional but will usually result in a much higher purchase offer
Balloon payments	None	Discouraged except where small balloons can be amortized at same note payment within 24 months

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The TriMark Capital Funding, Inc. Promise of Excellence:

We will always do our utmost to pay you the HIGHEST CASH PRICE for your note. We will consider all 1st lien position notes that fit our purchase criteria. TCF pays all normal closing costs. We promise FAST QUOTES, FAST PROCESSING, FAST CLOSING & FAST FUNDING.

THE Final Word on Pricing: TCF is committed to providing world-class customer service and the best pricing available. We will do our utmost to beat every other purchase offer you receive, but on the off-chance another note buyer offers you a higher price, by all means CALL US, let us know and we'll beat it. If we can’t, we'll send you a check for $300 when you close with the other note buyer.